IssuerAmerican Express
NetworkAmex
Annual fee$95/year
Foreign tx fee2.7%
Regular APR19.24% – 29.99%
Approval band670+ estimated
Blue Cash Preferred® Card from American Express
Public card facts for browsing and comparison. Fynn estimates fit and value after it knows your profile; issuer terms and approval decisions can change.
Welcome offer
$250 cash back welcome offer
Min score
670+
Base earn
1x
Earning rates
U.S. Supermarkets6× · cap $6,000
Select U.S. Streaming6×
U.S. Gas Stations & Transit3×
All other purchases1×
Current offer
$250 after spending $3,000 in the first 6 months.
Credits
Disney Streaming credit
Up to $10/mo ($120/yr) on eligible Disney+/Hulu/ESPN subscriptions or bundles; enrollment required
Perks
- Car rental loss & damage insurance
- Return protection
- Purchase protection
- Global Assist hotline
Source and disclosures
We use issuer and application pages as the primary source where available. Terms, bonuses, APRs, credits, and eligibility rules can change without notice, so confirm current details on the issuer page before applying.