Privacy

Data policy

Fynn uses the minimum data needed to estimate card fit. Bank linking is optional and read-only.

Profile data

Credit score range, income range, goals, fee tolerance, and stated spend are used to estimate fit and value.

If you connect Plaid, we use transaction categories to recompute 90-day monthly spend. We do not initiate payments or move money.

Plaid access tokens are encrypted before storage. Raw tokens are not displayed in the app.

Recommendations are educational estimates. Issuers make final approval and terms decisions.