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IssuerChase
NetworkMastercard
Annual fee$99/year
Foreign tx feeNone
Regular APR19.24% – 29.99%
Approval band670+ estimated

IHG One Rewards Premier Credit Card

Public card facts for browsing and comparison. Fynn estimates fit and value after it knows your profile; issuer terms and approval decisions can change.

Welcome offer
140,000 points welcome
Min score
670+
Base earn
3x

Earning rates

IHG Hotels & Resorts10×
Travel (excluding IHG), gas stations, dining5×
All other purchases3×

Current offer

140,000 after spending $3,000 in the first 3 months.

Credits

Global Entry/TSA PreCheck/NEXUS statement credit

Statement credit up to $120 every 4 years for Global Entry, TSA PreCheck or NEXUS application fee charged to the card

$120

United Airlines TravelBank Cash

Up to $50 United TravelBank Cash each calendar year after registering (two $25 deposits)

$50

Perks

  • Platinum Elite Status
  • Anniversary Free Night
  • 4th Reward Night Free
  • Annual spend bonus
  • Diamond Elite Status (spend)
  • Baggage Delay Insurance
  • Lost Luggage Reimbursement
  • Purchase Protection
  • Trip Cancellation/Interruption Insurance
  • DoorDash DashPass

Source and disclosures

We use issuer and application pages as the primary source where available. Terms, bonuses, APRs, credits, and eligibility rules can change without notice, so confirm current details on the issuer page before applying.