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IssuerChase
NetworkVisa
Annual fee$695/year
Foreign tx feeNone
Regular APR19.74% – 28.24%
Approval band720+ estimated

United Club℠ Infinite Card

Public card facts for browsing and comparison. Fynn estimates fit and value after it knows your profile; issuer terms and approval decisions can change.

Welcome offer
110,000 miles welcome
Min score
720+
Base earn
1x

Earning rates

Eligible United flights (total miles)11×
All other eligible United purchases5×
Hotel stays prepaid through Renowned Hotels and Resorts for United Cardmembers5×
All other travel2×
Dining2×
All other purchases1×

Current offer

110,000 after spending $5,000 in the first 3 months.

Credits

Renowned Hotels and Resorts credits

Up to $200 back each anniversary year on prepaid hotel accommodations booked directly through Renowned Hotels and Resorts with the card.

$200

Rideshare credits

Up to $150 back each calendar year on rideshare purchases when enrolled (up to $12/month Jan–Nov and $18 in Dec; yearly opt-in required).

$150

United TravelBank cash for Avis/Budget

$50 in United TravelBank cash for 1st and 2nd Avis or Budget car rental booked via cars.united.com and paid with the card (up to $100 each anniversary year).

$100

Instacart credits

Two $10 credits monthly, up to $240 total each calendar year, on purchases made directly through Instacart. Benefits end 12/31/27.

$240

JSX credits

Up to $200 back each anniversary year when booking flights directly with JSX using the card.

$200

Perks

  • United Club membership
  • Free first and second checked bags
  • Premier Access
  • 10% savings on flights booked with miles
  • Award flight discount after spend
  • Global Entry/TSA PreCheck/NEXUS fee credit
  • 25% back on inflight and Club premium drinks
  • IHG One Rewards Platinum Elite status
  • Avis President's Club
  • Trip Cancellation/Interruption Insurance

Source and disclosures

We use issuer and application pages as the primary source where available. Terms, bonuses, APRs, credits, and eligibility rules can change without notice, so confirm current details on the issuer page before applying.