United℠ Explorer Card
Public card facts for browsing and comparison. Fynn estimates fit and value after it knows your profile; issuer terms and approval decisions can change.
Earning rates
Current offer
80,000 after spending $3,000 in the first 3 months.
Credits
United TravelBank travel credit
Earn $100 in United TravelBank cash after you spend $10,000 on purchases each calendar year.
United Hotels credits
Receive $50 back as a statement credit on both your 1st and 2nd prepaid hotel stays purchased directly through United Hotels each anniversary year (up to $100).
Rideshare credits
Enroll to receive up to $5 back per month on rideshare purchases (up to $60 each calendar year).
Avis/Budget United travel credits
Receive $25 in United TravelBank cash for your 1st and 2nd Avis or Budget car rental booked through cars.united.com each anniversary year (up to $50).
Instacart credits
Receive a $10 Instacart credit monthly for purchases made directly through Instacart (up to $120 each calendar year). Benefits end 12/31/27.
JSX purchase credits
Get up to $100 back as a statement credit each anniversary year when you book flights directly with JSX.
Perks
- Intro annual fee
- Free first checked bag
- Priority boarding
- United Club one-time passes
- Cardmember award pricing
- Award flight discount
- Global Entry/TSA PreCheck/NEXUS credit
- 25% back on inflight purchases
- Premier qualifying points (PQP) earning
- Auto rental coverage
Source and disclosures
We use issuer and application pages as the primary source where available. Terms, bonuses, APRs, credits, and eligibility rules can change without notice, so confirm current details on the issuer page before applying.