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IssuerChase
NetworkVisa
Annual fee$350/year
Foreign tx feeNone
Regular APR19.74% – 29.99%
Approval band700+ estimated

United Quest℠ Card

Public card facts for browsing and comparison. Fynn estimates fit and value after it knows your profile; issuer terms and approval decisions can change.

Welcome offer
100,000 miles welcome
Min score
700+
Base earn
1x

Earning rates

Eligible United flights (total)10×
All other eligible United purchases4×
Hotel stays when you prepay directly through Renowned Hotels and Resorts for United Cardmembers5×
All other travel2×
Dining (including eligible delivery services)2×
Select streaming services2×
All other purchases1×

Current offer

100,000 after spending $4,000 in the first 3 months.

Credits

United TravelBank cash

Automatically receive $200 in United TravelBank cash after account opening and annually on your account anniversary, for a future United- or United Express-operated flight.

$200

Renowned Hotels and Resorts for United Cardmembers

Receive up to $150 back in statement credits each anniversary year on hotel accommodations when you prepay directly through Renowned Hotels and Resorts with your card.

$150

Rideshare statement credits

Enroll to receive up to $100 back as statement credits each calendar year on rideshare purchases (up to $8/month Jan–Nov and up to $12 in Dec). Yearly opt-in required.

$100

Avis or Budget United TravelBank cash

Receive $40 in United TravelBank cash (up to $80 each anniversary year) for your 1st and 2nd Avis or Budget car rental booked through cars.united.com and paid with the card.

$80

Instacart credits

Receive one $10 Instacart credit and one $5 Instacart credit monthly, up to $180 total each calendar year, for purchases made directly through Instacart. Benefits end 12/31/27.

$180

JSX statement credits

Get up to $150 back as a statement credit each anniversary year when you book flights directly with JSX using your card.

$150

Perks

  • Free first and second checked bags
  • 10,000-mile anniversary award flight discount
  • Award flight discount after spend
  • Cardmember award pricing
  • 2 global Economy Plus seat upgrades after spend
  • PQP earning

Source and disclosures

We use issuer and application pages as the primary source where available. Terms, bonuses, APRs, credits, and eligibility rules can change without notice, so confirm current details on the issuer page before applying.