IssuerDiscover
NetworkDiscover
Annual feeNo Annual Fee
Foreign tx feeNone
Regular APR17.49% – 26.49%
Approval band640+ estimated
Discover it® Cash Back
Public card facts for browsing and comparison. Fynn estimates fit and value after it knows your profile; issuer terms and approval decisions can change.
Welcome offer
Cashback Match (first year)
Min score
640+
Base earn
1x
Earning rates
Rotating quarterly categories (after activation)5×
All other purchases1×
Current offer
Cashback Match (first year) Unlimited dollar-for-dollar match of all cash back earned at the end of the first year.
Perks
- Cashback Match (first year)
- Cash back expiration
- $0 Fraud Liability
- Freeze your account
- Free Social Security number alerts
Source and disclosures
We use issuer and application pages as the primary source where available. Terms, bonuses, APRs, credits, and eligibility rules can change without notice, so confirm current details on the issuer page before applying.