IssuerU.S. Bank
NetworkVisa
Annual fee$95/year
Foreign tx fee3%
Regular APR21.24% – 28.24%
Approval band720+ estimated
U.S. Bank Shopper Cash Rewards® Visa Signature® Card
Public card facts for browsing and comparison. Fynn estimates fit and value after it knows your profile; issuer terms and approval decisions can change.
Welcome offer
$250 cash back welcome offer
Min score
720+
Base earn
1.5x
Earning rates
Two retailers you choose (6% cash back on first $1,500 in combined eligible purchases each quarter)6×
One everyday category you choose each quarter (3% cash back on first $1,500 in eligible purchases each quarter)3×
Prepaid hotel and car reservations booked directly in the Travel Center (5.5% cash back)5.5×
All other purchases1.5×
Current offer
$250 after spending $2,000 in the first 4 months.
Perks
- Cash-back deals
- Flexible redemption options
- Real-Time Rewards
- ExtendPay plan introductory offer
Source and disclosures
We use issuer and application pages as the primary source where available. Terms, bonuses, APRs, credits, and eligibility rules can change without notice, so confirm current details on the issuer page before applying.