IssuerWells Fargo
NetworkVisa
Annual feeNo Annual Fee
Foreign tx fee3%
Regular APR17.49% – 28.24%
Approval band660+ estimated
Wells Fargo Reflect® Card
Public card facts for browsing and comparison. Fynn estimates fit and value after it knows your profile; issuer terms and approval decisions can change.
Welcome offer
No welcome bonus
Min score
660+
Base earn
0x
Earning rates
All other purchases0×
Perks
- My Wells Fargo Deals
- Credit Close-Up®
- Zero Liability Protection
- Cell Phone Protection
- Auto Rental Collision Damage Waiver
- Roadside Dispatch®
Source and disclosures
We use issuer and application pages as the primary source where available. Terms, bonuses, APRs, credits, and eligibility rules can change without notice, so confirm current details on the issuer page before applying.